Why we do this
Taking payments is something every business has to do, and most owners never want to think about it. The setup can be confusing, the paperwork is long, and if your industry is labeled high-risk it can feel like nobody wants your business at all.
We started Pay Mountain to make that part easier. We work with several banking and processing partners, so we can match each business to one that fits. We help put the application together and send it to the bank for you. When questions come up later, you know exactly who to ask.
We work with the restaurant on the corner and the supplement brand that's been turned away twice.
Every business gets the same thing from us: honest answers and real effort.
What we care about
Honesty first
We tell you what we think your chances are, what the bank will want, and what things will cost, before you commit to anything.
People, not tickets
You'll get to know us by name. The people who help you apply are the same people who help you later.
Every business gets a fair look
Big or small, everyday or high-risk, you get the same attention and the same effort.
Who you'll be working with
Pay Mountain is run by a small group of partners. We aren't a big company with a call center. When you write to us, one of us reads it and writes back.
The merchantJosh
Josh has been an advertiser for 12 years and ran his own fulfillment company. He knows the cash and time campaigns take, and that your merchant account decides whether you get paid and keep running. He started Pay Mountain to work for the merchant, not the agent.
The builderJohn
John has spent his career in sales and in many parts of payments. He’s helped Josh run campaigns and build websites, so he gets your business from the first ad to checkout. He listens, negotiates until it’s right, and walks you through every option.
The approvals proCarley
Carley came from home loans and banking and has done merchant processing for about nine years. She’s worked for and with banks, helped build companies and run campaigns, so she knows what banks need to say yes and how to keep you processing. She keeps you updated every step of the way.
Say hi anytime at support@paymountain.com
Let's talk
Tell us about your business. We'll get back to you and help you figure out the next step.