One “no” isn’t the end. We know who’s open to your industry.
We build your application with you and submit it.
A real person. If it won’t work, we tell you before you apply.
High risk isn’t bad business. It just means fewer banks will say yes. We know the ones that do. Answer a few questions. We’ll handle the rest.
Rather talk? Call or text (352) 978-3676 anytime. We usually reply within 1–3 minutes, and you’ll get one of us three, not a call center.
One “no” isn’t the end. We know who’s open to your industry.
We build your application with you and submit it.
A real person. If it won’t work, we tell you before you apply.
One of us three calls or emails you to talk it through. No script.
After we talk, we tell you exactly what the banks need and put your application together with you.
Most high-risk businesses need more than one account. We build your submission plan, place you with the banks that fit, and work to get you all the volume you need. We keep you updated every step.
No paperwork up front. We talk first. After that, we’ll tell you exactly what your bank needs, and only what it needs.
We can’t promise a yes. Nobody honest can. We promise a real answer, and we’ll try more than one bank.
Some banks hold back a small slice of your sales for a few months as a safety net. If yours does, we’ll tell you the exact terms before you sign. Never after.
Call or text anytime at (352) 978-3676. We usually get back to you within 1–3 minutes.
Getting approved is half of it. We’ll help you get chargeback alerts and prevention set up so you stay processing.



Josh, John and Carley: 26 years combined in advertising, sales and merchant processing. Carley has spent 9 of those years getting accounts approved.
Usually it’s your industry, a history of chargebacks, subscriptions or recurring billing, or a past account closure. It’s about how banks see the risk, not about you being a bad business.
Usually about 1–3 business days once your application is in. It can vary with the bank, your industry and how much volume you need, and we’ll keep you posted the whole way.
Some high-risk accounts have one. If yours does, you’ll know the exact amount and how long it lasts before you sign anything.
No contracts and no cancellation fees. You stay because it works for you.
We work with all gateways and CRMs. Just tell us what you need, and we’ll request it. The banks will figure out the rest.
No. There are no application or setup fees from us. You pay the bank’s normal processing rates, and the bank pays us once you’re processing.